Kesaksamaan Agihan Sistem Perkongsian Untung-Rugi: Analisis Koefisien Gini

Authors

  • Sanep Ahmad Fakulti Ekonomi Universiti Kebangsaan Malaysia, Malaysia

DOI:

https://doi.org/10.32890/ijms2004.11.2.7

Keywords:

Sistem kewangan Islam, perkongsian untung rugi, agihan pendapatan, koefisien Gini

Abstract

Perkongsiaan untung-rugi dalam sistem kewangan Islam dikatakan dapat menghasilkan agihan pendapatan yang lebih baik berbanding sistem kadarbunga. Alasannya adalah kerana dalam sistem kewangan Islam pelabur danpengusaha bersama menanggung risiko perniagaan di mana keuntungan ataukerugian sebenar akan menentukan jumlah perolehan yang diterima. Namundemikian keabsahan kenyataan ini belum dibuktikan secara fakta. Sehubunganitu, kajian ini akan cuba membuktikan secara teori keabsahan pernyataantersebut dengan menggunakan koefisien Gini. Keputusan menunjukkanbahawa perkongsian untung-rugi dijangka dapat menghasilkan agihan yanglebih saksama berbanding sistem kadar bunga tertakluk kepada beberapakeadaan tertentu.

 

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Published

30-12-2004

Research impact

Harvested 2026-09-08
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Identifiers DOI 10.32890/ijms2004.11.2.7 OpenAlex W7001507659

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