“LEGAL AND REGULATORY APPROACHES IN ṢUKŪK ISSUANCE: A COMPARATIVE ANALYSIS”, UUMJLS, vol. 13, no. 1, pp. 249–281, Jan. 2022, Accessed: Feb. 27, 2026. [Online]. Available: https://e-journal.uum.edu.my/index.php/uumjls/article/view/15619