Chuah, L., Gohari, A., Ooi, J. W., Leong, Y. H., Pua, Y. L., Osman, N. H., & Colak, A. T. I. (2026). Understanding Malaysian Fishermen’s Readiness to Pay for Protection and Indemnity Insurance: A Review of Maritime and Fisheries Risk Management. Journal of Technology and Operations Management, 21(1), 93-116. https://doi.org/10.32890/jtom2026.21.1.7