Martadha, Ahmad Mohamed, and Ismail Mohamed Said. “Psychosocial and Behavioral Factors As Predicting Variables With Intention to Save Money for Education: A Case Study of PTPTN”. Journal of Governance and Development (JGD), vol. 12, no. 2, Dec. 2016, pp. 179-94, https://doi.org/10.32890/jgd2016.12.2.12.