ā€œ FACTORS AFFECTING GENERATION Z’S INTENTION TO USE SELF-SERVICE TECHNOLOGY (SST) ā€. Journal of Business Management and Accounting 12, no. 1 (January 17, 2022): 81–96. Accessed May 30, 2026. https://e-journal.uum.edu.my/index.php/jbma/article/view/14722.