W. A. Wan Mohd Assrudin, H. A. Musaddad, N. Zainol Abidin, F. S. Safiyudin, H. Abdul Rahim, and N. Abdullah, “Innovative Shariah-Compliant Financing Solutions for Affordable Housing: Integrating Payment Technologies”, ijib, vol. 10, no. 1, pp. 44–64, Mar. 2025, doi: 10.32890/ijib2025.10.1.4.