“THE CHALLENGES OF AR-RAHN PRACTICES AS A MICRO FINANCING FACILITY: A STUDY OF BANKING AND NON-BANKING INSTITUTIONS” (2026) International Journal of Islamic Business, 11(1), pp. 14–22. Available at: https://e-journal.uum.edu.my/index.php/ijib/article/view/27881 (Accessed: 30 May 2026).