1.
DETERMINANTS OF DIGITAL FINANCIAL INCLUSION AMONG LOW-INCOME HOUSEHOLDS: COMPARISON BETWEEN PENINSULAR AND EAST MALAYSIA. IJBF [Internet]. 2025 Jul. 31 [cited 2026 May 30];20(2):91-115. Available from: https://e-journal.uum.edu.my/index.php/ijbf/article/view/26137