[1]
M.-P. Lu, Z. Kosim, and Y. K. Cheah, “Determinants of Digital Financial Inclusion Among Low-Income Households: Comparison Between Peninsular and East Malaysia”, IJBF, vol. 20, no. 2, pp. 91–115, Jul. 2025, doi: 10.32890/ijbf2025.20.2.5.