AHMAD, N. H.; ARIFF, M. Multi-Country Study of Bank Credit Risk Determinants. International Journal of Banking and Finance, [S. l.], v. 5, n. 1, p. 135–152, 2008. Disponível em: https://e-journal.uum.edu.my/index.php/ijbf/article/view/8362. Acesso em: 23 apr. 2024.