AQILAH, S.; FATHONI, M. A. . FACTORS DETERMINING THE USE OF MOBILE BANKING IN INDONESIA. International Journal of Banking and Finance, [S. l.], v. 18, n. 2, p. 29–52, 2023. DOI: 10.32890/ijbf2023.18.2.2. Disponível em: https://e-journal.uum.edu.my/index.php/ijbf/article/view/15029. Acesso em: 28 nov. 2023.