INTELLECTUAL CAPITAL, STAFF DEVELOPMENT AND PROFITABILITY OF BANKS IN NIGERIA. International Journal of Banking and Finance, [S. l.], v. 21, n. 1, p. 35–50, 2026. DOI: 10.32890/ijbf2026.21.1.2. Disponível em: https://e-journal.uum.edu.my/index.php/ijbf/article/view/27095. Acesso em: 31 may. 2026.